Prime Minister chuan November ni 5, 2015 khan scheme thar pathum –Sovereign Gold Bond (SGB), Gold Monetization Scheme (GMS) leh the India Gold coin (IGC) a tlangzarh. Heng scheme thar pathumte hi Union Budget 2015-2016 ah khan puanzar a lo ni tawh a.  A scheme chungchang chiang zawka hre duh tan Government of India website (www.finmin.nic.in) leh RBI (www.rbi.org.in) ah te en theih a ni.

Sovereign Gold Bond 2015-16

Hei hi November 05 atanga November 20, 2015 chhung hian a lei theih  a. November 26, 2015 ah bond pek chhuah tan a ni ang. Scheduled commercial bank leh post office thlan bikah te bond dilna hi thehluh theih a ni.Indiarama chengte tan he bond kal tlang hian sum peipun theih a ni. RBI hian bond chungchang hi a buaipui anga, a pechhuak bawk ang.

 

Sl. No.

Item

Details

1

Issuance

RBI hnuaia Goland in scheduled commercial bank leh Post office thlan bikte kaltlangin a pe chhuak (issue) ang.

2

Eligibility

Indiarama cheng mimal, Hindu Undivided Family (HUF), trust, University leh charitable Institution te tan chauh he bond hi lei theih a ni.

3

Denomination

Heng bond hlutna hi rangkachak rihna hmanga teh a ni a, a hlutna unit hniam ber chu 1gm a ni.

4

Minimum size

Sum peipun (invest) theihna hniam ber chu unit 2 (rangkachak gram 2) a ni.

5

Tenor

 He bond hi kum 8 chhung a nung ang a, kum 5 a tlin atangin  lakchhuah (exit) theih a ni ang.

6

Maximum limit

Sawrkar kum April atanga March chhungin mi pakhat tan 500 grams aia tam lei phal a nilo. Investor te hian self declaration an thehlut tel ngei tur a ni.

7

Joint holding

Mi tuemaw nena inkawpa (joint holding)-a sum an invest duh a nih chuan 500 grams limit hi a dilna thehlut hmasatu zawkah a applicable ang.

8

Frequency

Heng bond te hi peng hrang hranga then darha pek chhuah an ni ang. A peng tin hi tiam chin neia hawn an ni anga, a hlawm hmasa ber chu November 5 atanga ni 20, 2015 chhungin hawn a ni ang.

9

Issue price

Bond hi Indian pawisa a lei tur a ni a. Pawisa hlutna hi India Bullion and Jewellers Association Ltd. (IBJA) in a hma kar (Monday – Friday)-a rangkachak hlir hlak (999  purity) average a chhuta a hlutna a tarlan anga teh tur a ni. Tranche hmasa ber hlutna hi rangkachak gram 1-ah Rs 2,684 a ni.

10

Payment option

Cheque emaw pawisa faiin emaw electronic fund transfer hmangin emaw bond hi a lei theih a ni.

11

Issuance form

Bond hi Government of India Stock hnuaia Government-Securities Act, 2006 a mi a ni a. Investors te hnenah Holding Certificate pek an ni ang. Bond hi a duh tan demat form a leh theih a ni.

12

Redemption price

IBJA in a hma kar (Monday – Friday)-a rangkachak hlir hlak (999  purity) average a chhuta a hlutna a tarlan anga tehinIndiapawisa in tlanchhuah (redeem) theih a ni.

 

13

Sales channel

Regional Rural Bank (RRB) tiam lohin Scheduled commercial bank engpawh leh Post Office thlan bikte hnenah mahni emaw agent kaltlangin emaw Bond lei dilna lehkha hi thehluh theih a ni.

14

Interest rate

Bond hlutna hi kum khatah 2.75% (fixed rate) in a pung ang. Kum chanve dan zelah a pung dah luh niin a punna hnuhnung ber chu pawisa hmin (mature) hunah sumpui (principal) lakchhuah ruala belh tur a ni.

15

Loan facility

Bond hi loan lak tum tan dahkhama hman theih a ni. Loan to value (LTV) ratio chu gold loan a RBI guidelineanga kalpui tur a ni.

16

KYC

Bond lei tur te tan hian Know-your-customer (KYC) norms chu gold nen a inang a. Customer-te’n Aadhar card/PAN emaw TAN /Passport emaw an nei ngei tur a ni.

17

Tax treatment

Capital gains tax lak dan pawh rangkachaka capital gains tax lak dan nen a inang a ni.

18

Tradability

Exchange/NDS-OM ah Bonds te hi sum peipun leh chhawn nan hman theih a ni dawn a, a hman tan theih ni tur chu RBI in a tarlang ang.

19

Statutory Liquidity Ratio (SLR) eligibility

Bonds hi SLR a hman theih a ni.

20

Agency commission

Subscription amount atanga tehin 1% zel bank/post office ah commission pek a ni ang..